What is a Copay?

A copay, short for co-payment, is a fixed amount you pay for a medical or dental service at the time of the visit. It does not necessarily cover the entire cost of your visit.

Copays are less frequently used in dental insurance and are more common in medical insurance.

Examples:

• You might pay a $50 copay for a medical doctor’s visit, but dental insurance often uses co-insurance and deductibles instead.

FAQs

• Is a copay the same as co-insurance? No. A copay is a fixed amount you pay at a provider’s office when you receive medical or dental care. Co-insurance is a percentage of the cost.
• Why are copays rare in dental insurance? Dental insurance plans often use co-insurance and deductibles for sharing costs.

No Copays for Your Delta Dental of Arkansas Dentist Visits

Delta Dental of Arkansas doesn’t require copays when you visit your dentist.

Delta Dental of Arkansas Offers Dental and Vision Insurance for Individuals and Groups

Are you interested in our dental coverage plans so you don’t have to pay the full dentist bill yourself? Check out our insurance options for individuals and families, and small, mid-size and large groups.

And while you’re browsing, take a look at our vision insurance, too.

More Dental Insurance Terms Explained

1. What is a premium?
2. What is a waiting period?
3. What is a network dentist?
4. What is a benefit period?
5. What are preventive/diagnostic, basic and major dental procedures?
6. What is a deductible?
7. What is a copay?
8. What is co-insurance?
9. What is an annual maximum?
10. What is a claim?
11. What is an explanation of benefits (EOB)?
12. What is a pre-determination of benefits?
13. What are out-of-pocket expenses?

Back to Dental Insurance Terms Explained: A Quick Guide

Are there additional dental insurance terms you’d like us to add to this series?

Email your requests to marketing@deltadentalar.com.